Baneberry Finance is a whole-of-market mortgage broker based in Twickenham. Whether you’re buying your first home, investing in a rental property, or making sure your family is protected if things go wrong, we search the market so you don’t have to – and we take care of the paperwork along the way.
Buying a property can be the biggest decision you’ll make, which is why impartial advice matters. Whether you’re a first-time buyer, remortgaging, purchasing a second home, or releasing equity for retirement income, we take the time to understand your situation and recommend a mortgage that fits it – not just the one that’s quickest to arrange. Most Buy to Let and specialist mortgages are only available through brokers, so going direct to a lender limits your choice from the start; we have access to the whole of the market, including exclusive rates.
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The majority of Buy to Let mortgages are only available via brokers, so why limit your choice by going direct? Whether you’re a first-time landlord or growing a portfolio, it’s not always about the lowest monthly payment – your investment strategy and plans for the future determine what’s most important. We’ll work with you to arrange the right mortgage for your investment, using our lender contacts to get it done quickly and with minimum fuss.
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There are many types of protection policy to choose from, and finding the one that provides adequate cover isn’t as easy as you might think. As independent advisers, we work across the whole of the market – including Royal London, Legal & General, Aviva, Zurich and others – to help you find the cover that actually fits your needs.
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Most Buy to Let and specialist mortgages are only available through brokers, not direct from the lender. We have access to the whole of the market, including exclusive rates you won’t find on your own, and we handle the paperwork and lender liaison for you.
Every initial consultation is free, with no obligation – it’s as much a chance for you to see if we’re the right fit as it is for us to understand what you need. If you decide to go ahead, our fees and how we operate are set out clearly in our Letter of Engagement before you commit to anything.
A residential mortgage is for a home you’ll live in yourself. A Buy to Let mortgage is for a property you plan to rent out to tenants.
Life Assurance pays out if you die during the policy term. Critical Illness Cover pays out while you’re alive if you’re diagnosed with a serious illness listed in the policy. Many people take out both for wider protection.
Typically two to six weeks from application to offer, depending on the lender and how complex your circumstances are. We keep you updated at each stage and chase the lender on your behalf.
That’s what we’re here for. Tell us what you’re trying to do and we’ll point you in the right direction – no obligation, no jargon.
