Over 50 years of combined experience.
No call centres, no scripts – just people who know the mortgage market properly and would rather save you the hassle than sell you a product.
Julian and Matt founded Baneberry Finance Ltd in 2010 and have a combined 50+ years in the UK mortgage industry, and direct access to the people who actually make lending decisions – not just a call centre queue. That means applications move faster, problems get sorted before they become delays, and you get a straight answer instead of a script.
“I’ve worked in financial services for over 30 years, first as a general independent financial adviser and, for the past 20 years, as a mortgage and personal protection adviser. That long experience means I’ve built lasting relationships with many of my clients, some of whom I’ve advised for a good part of that time.
I’m happy to help all kinds of clients, from first-time buyers and home movers to experienced landlords and retirees looking to downsize or release equity from their homes. Whatever your circumstances, my aim is to take the time to understand what matters to you and find a solution that fits.
As a holder of the Certified Financial Planning Certificate, I have extensive experience of dealing with all aspects of home finance including equity release and Buy To Let.
Away from work, I enjoy archaeology and scuba diving, which takes me all over the world.”
“I’ve worked in financial services since 2000 and have specialised in mortgages for most of my career.
I began my career with the Woolwich Building Society before moving to Barclays, where I worked at its International Branch in Knightsbridge, advising clients with a wide range of circumstances. I later joined Blacktower Financial Advisers in Surrey, where I met Julian and, ultimately, Baneberry Finance was born.
I enjoy working with all kinds of clients, but particularly company directors and busy professionals, whose circumstances often benefit from taking a little more time to understand the detail. I also really enjoy helping first-time buyers. Buying a home for the first time can feel daunting, and I find it particularly rewarding to explain how everything works, guide clients through the process and make things feel a little simpler.
I hold the Certificate in Mortgage Advice and Practice (CeMAP) and have a degree in Politics and the History of Ideas from Kingston University.
Away from work, I’m married with three daughters. I’m a keen cyclist and love to travel – ideally with the opportunity to explore somewhere new on my motorbike.”
We'll talk you through the mortgage products and repayment options that are actually relevant to your situation, not a generic list of everything on the market. And because we work across the whole of the market rather than for any one lender, the recommendation is built around what's right for you.
We search for your best deal, take care of all the paperwork, and make it easy to get the right product. Talk to an expert adviser today.
020 3397 1664
Direct access to lender decision-makers, not a call queue
Over 50 years of combined mortgage industry experience
Free, no-obligation initial consultation
Whole-of-market advice, not tied to one lender
Every initial consultation is free, with no obligation - it's as much a chance for you to see if we're the right fit as it is for us to understand what you need. If you decide to go ahead, our fees and how we operate are set out clearly in our Letter of Engagement before you commit to anything.
Get in touch for a free, no-obligation conversation about your mortgage, Buy to Let, or protection needs.